Rate Card
We’ve put together this rate card as a general reference of residential purchase and refinance pricing. The following rates for title insurance are good as of September 30, 2018 and are subject to change. For commercial pricing, contact Steve Gillum at 630-450-0093.
As an additional resource, you can use our consumer-friendly rate estimator calculator.
Rates and charges set forth herein apply to routine residential orders. Additional charges may be made for extra risk or additional processing for difficult or unusual transactions.
AMOUNT OF INSURANCE
Rate
$200,000 or less
$1,700
$200,001 to $300,000
$1,720 to $1,900
$200,001 to $210,000
$1,720
$210,001 to $220,000
$1,740
$220,001 to $230,000
$1,760
$230,001 to $240,000
$1,780
$240,001 to $250,000
$1,800
$250,001 to $260,000
$1,820
$260,001 to $270,000
$1,840
$270,001 to $280,000
$1,860
$280,001 to $290,000
$1,880
$290,001 to $300,000
$1,900
$300,001 to $400,000
$1,920 to $2,100
$300,001 to $310,000
$1,920
$310,001 to $320,000
$1,940
$320,001 to $330,000
$1,960
$330,001 to $340,000
$1,980
$340,001 to $350,000
$2,000
$350,001 to $360,000
$2,020
$360,001 to $370,000
$2,040
$370,001 to $380,000
$2,060
$380,001 to $390,000
$2,080
$390,001 to $400,000
$2,100
$400,001 to $500,000
$2,120 to $2,300
$400,001 to $410,000
$2,120
$410,001 to $420,000
$2,140
$420,001 to $430,000
$2,160
$430,001 to $440,000
$2,180
$440,001 to $450,000
$2,200
$450,001 to $460,000
$2,220
$460,001 to $470,000
$2,240
$470,001 to $480,000
$2,260
$480,001 to $490,000
$2,280
$490,001 to $500,000
$2,300
$500,001 to $600,000
$2,345 to $2,525
$500,001 to $510,000
$2,345
$510,001 to $520,000
$2,365
$520,001 to $530,000
$2,385
$530,001 to $540,000
$2,405
$540,001 to $550,000
$2,425
$550,001 to $560,000
$2,445
$560,001 to $570,000
$2,465
$570,001 to $580,000
$2,485
$580,001 to $590,000
$2,505
$590,001 to $600,000
$2,525
$600,001 to $700,000
$2,545 to $2,725
$600,001 to $610,000
$2,545
$610,001 to $620,000
$2,565
$620,001 to $630,000
$2,585
$630,001 to $640,000
$2,605
$640,001 to $650,000
$2,625
$650,001 to $660,000
$2,645
$660,001 to $670,000
$2,665
$670,001 to $680,000
$2,685
$680,001 to $690,000
$2,705
$690,001 to $700,000
$2,725
$700,001 to $800,000
$2,745 to $2,925
$700,001 to $710,000
$2,745
$710,001 to $720,000
$2,765
$720,001 to $730,000
$2,785
$730,001 to $740,000
$2,805
$740,001 to $750,000
$2,825
$750,001 to $760,000
$2,845
$760,001 to $770,000
$2,865
$770,001 to $780,000
$2,885
$780,001 to $790,000
$2,905
$790,001 to $800,000
$2,925
$800,001 to $900,000
$2,945 to $3,125
$800,001 to $810,000
$2,945
$810,001 to $820,000
$2,965
$820,001 to $830,000
$2,985
$830,001 to $840,000
$3,005
$840,001 to $850,000
$3,025
$850,001 to $860,000
$3,045
$860,001 to $870,000
$3,065
$870,001 to $880,000
$3,085
$880,001 to $890,000
$3,105
$890,001 to $900,000
$3,125
$900,001 to $1,000,000
$3,145 to $3,325
$900,001 to $910,000
$3,145
$910,001 to $920,000
$3,165
$920,001 to $930,000
$3,185
$930,001 to $940,000
$3,205
$940,001 to $950,000
$3,225
$950,001 to $960,000
$3,245
$960,001 to $970,000
$3,265
$970,001 to $980,000
$3,285
$980,001 to $990,000
$3,305
$990,001 to $1,000,000
$3,325
$1,000,000 or more
ADDITIONAL FEES
Loan Policy
$500
Location Endorsement
$175
Condominium Endorsement 6
$175
ARML Endorsement 1
$175
Revolving Credit Mortgage Endorsement
$175
EPA Endorsement
$175
PUD Endorsement
$175
RESIDENTIAL CLOSING FEES
$200,000 or less
$1275
$200,001 to $250,000
$1325
$250,001 to $300,000
$1350
$300,001 to $400,000
$1375
$400,001 to $500,000
$1400
For insurance amounts over $500,000 please add $50 for each $50,000 increment.
For closing services on multiple loans, there will be an additional fee of $225 per lender closing statement.
For closings conducted outside of the normal workday, there will be an additional minimum fee of $150.
DEED AND MONEY ESCROWS
Please contact closings@prairietitle.com
Title Indemnities
Processing fee
$175
Other Fees
Anti-Predatory Lending Certificate
$50
Chain of Title Fee
$125
Dry Closing Fee
$150
Tax Payment Service Fee
$50
Email Delivery Service Fee
$40
Overnight Delivery Service Fee
$25
Wire Transfer Fee
$40
Joint Order Escrows
Contact Us
$300 minimum
City of Chicago Water Certification
(Residential)
Processing fee
$75
Zoning Certification
Processing fee
$75
Order Survey
Processing fee
$75
Residential Refinance Rates
The following rates for title insurance apply to residential refinance transactions only. Rates are subject to change. Please contact our main office for additional inquiries regarding pricing or questions about your refinance transaction.
Title Insurance (Loan Policy)
$350*
Closing Fee
$350*
Closing Protection Letter
$75
Illinois Mandated State Policy Fee
$3
Estimated Recording Costs
$125
*flat rate up to $600,000
New Construction/Construction Escrows
Prairie Title provides services in connection with new construction, including mechanic’s and materialman’s lien waiver examinations, interim certification and construction loan escrow. Rates will be quoted upon request.
Escrow maintenance fee
For escrows held open for more than 12 months, there will be an escrow maintenance fee of $200 per year. An hourly fee will be charged for escrow inquiries.
