Rate Card

We’ve put together this rate card as a general reference of residential purchase and refinance pricing. The following rates for title insurance are good as of January 15, 2017 and are subject to change. For commercial pricing, contact Steve Gillum at 630-450-0093.

As an additional resource, you can use our consumer-friendly rate estimator calculator.

View Residential Title Insurance Rates as PDF

Rates and charges set forth herein apply to routine residential orders. Additional charges may be made for extra risk or additional processing for difficult or unusual transactions.

AMOUNT OF INSURANCE
Rate

$200,000 or less

$1,700

$200,001 to $300,000

$1,720 to $1,900

$200,001 to $210,000

$1,720

$210,001 to $220,000

$1,740

$220,001 to $230,000

$1,760

$230,001 to $240,000

$1,780

$240,001 to $250,000

$1,800

$250,001 to $260,000

$1,820

$260,001 to $270,000

$1,840

$270,001 to $280,000

$1,860

$280,001 to $290,000

$1,880

$290,001 to $300,000

$1,900

$300,001 to $400,000

$1,920 to $2,100

$300,001 to $310,000

$1,920

$310,001 to $320,000

$1,940

$320,001 to $330,000

$1,960

$330,001 to $340,000

$1,980

$340,001 to $350,000

$2,000

$350,001 to $360,000

$2,020

$360,001 to $370,000

$2,040

$370,001 to $380,000

$2,060

$380,001 to $390,000

$2,080

$390,001 to $400,000

$2,100

$400,001 to $500,000

$2,120 to $2,300

$400,001 to $410,000

$2,120

$410,001 to $420,000

$2,140

$420,001 to $430,000

$2,160

$430,001 to $440,000

$2,180

$440,001 to $450,000

$2,200

$450,001 to $460,000

$2,220

$460,001 to $470,000

$2,240

$470,001 to $480,000

$2,260

$480,001 to $490,000

$2,280

$490,001 to $500,000

$2,300

$500,001 to $600,000

$2,345 to $2,525

$500,001 to $510,000

$2,345

$510,001 to $520,000

$2,365

$520,001 to $530,000

$2,385

$530,001 to $540,000

$2,405

$540,001 to $550,000

$2,425

$550,001 to $560,000

$2,445

$560,001 to $570,000

$2,465

$570,001 to $580,000

$2,485

$580,001 to $590,000

$2,505

$590,001 to $600,000

$2,525

$600,001 to $700,000

$2,545 to $2,725

$600,001 to $610,000

$2,545

$610,001 to $620,000

$2,565

$620,001 to $630,000

$2,585

$630,001 to $640,000

$2,605

$640,001 to $650,000

$2,625

$650,001 to $660,000

$2,645

$660,001 to $670,000

$2,665

$670,001 to $680,000

$2,685

$680,001 to $690,000

$2,705

$690,001 to $700,000

$2,725

$700,001 to $800,000

$2,745 to $2,925

$700,001 to $710,000

$2,745

$710,001 to $720,000

$2,765

$720,001 to $730,000

$2,785

$730,001 to $740,000

$2,805

$740,001 to $750,000

$2,825

$750,001 to $760,000

$2,845

$760,001 to $770,000

$2,865

$770,001 to $780,000

$2,885

$780,001 to $790,000

$2,905

$790,001 to $800,000

$2,925

$800,001 to $900,000

$2,945 to $3,125

$800,001 to $810,000

$2,945

$810,001 to $820,000

$2,965

$820,001 to $830,000

$2,985

$830,001 to $840,000

$3,005

$840,001 to $850,000

$3,025

$850,001 to $860,000

$3,045

$860,001 to $870,000

$3,065

$870,001 to $880,000

$3,085

$880,001 to $890,000

$3,105

$890,001 to $900,000

$3,125

$900,001 to $1,000,000

$3,145 to $3,325

$900,001 to $910,000

$3,145

$910,001 to $920,000

$3,165

$920,001 to $930,000

$3,185

$930,001 to $940,000

$3,205

$940,001 to $950,000

$3,225

$950,001 to $960,000

$3,245

$960,001 to $970,000

$3,265

$970,001 to $980,000

$3,285

$980,001 to $990,000

$3,305

$990,001 to $1,000,000

$3,325

$1,000,000 or more

ADDITIONAL FEES

Loan Policy

$500

Location Endorsement

$175

Condominium Endorsement 6

$175

ARML Endorsement 1

$175

Revolving Credit Mortgage Endorsement

$175

EPA Endorsement

$175

PUD Endorsement

$175

RESIDENTIAL CLOSING FEES

$200,000 or less

$1275

$200,001 to $250,000

$1325

$250,001 to $300,000

$1350

$300,001 to $400,000

$1375

$400,001 to $500,000

$1400

For insurance amounts over $500,000 please add $50 for each $50,000 increment.

For closing services on multiple loans, there will be an additional fee of $225 per lender closing statement.

For closings conducted outside of the normal workday, there will be an additional minimum fee of $150.

DEED AND MONEY ESCROWS

Please contact closings@prairietitle.com

Title Indemnities

Processing fee

$175

Other Fees

Anti-Predatory Lending Certificate

$175

Chain of Title Fee

$175

Dry Closing Fee

$175

Tax Payment Service Fee

$175

Email Delivery Service Fee

$175

Overnight Delivery Service Fee

$175

Wire Transfer Fee

$175

Joint Order Escrows

Contact Us

$300 minimum

City of Chicago Water Certification

(Residential)

Processing fee

$75

Zoning Certification

Processing fee

$75

Order Survey

Processing fee

$75

Residential Refinance Rates

The following rates for title insurance apply to residential refinance transactions only. Rates are subject to change. Please contact our main office for additional inquiries regarding pricing or questions about your refinance transaction.

Title Insurance (Loan Policy)

$350*

Closing Fee

$350*

Closing Protection Letter

$75

Illinois Mandated State Policy Fee

$3

Estimated Recording Costs

$125

*flat rate up to $600,000

New Construction/Construction Escrows

Prairie Title provides services in connection with new construction, including mechanic’s and materialman’s lien waiver examinations, interim certification and construction loan escrow. Rates will be quoted upon request.

Escrow maintenance fee

For escrows held open for more than 12 months, there will be an escrow maintenance fee of $200 per year. An hourly fee will be charged for escrow inquiries.

Questions?