To see how our industry is continuing to protect and serve our clients and communities through the COVID-19 pandemic and beyond, watch this video

Title Industry Responds to COVID-19: Our Title Is Protection

Title insurance professionals take pride in protecting their customers by ensuring that their home is theirs when they make one of the biggest financial decisions of their lives. In the midst of the COVID-19 pandemic, the title insurance industry has stepped up even more to help their communities. Whether it’s volunteerism, or innovation to get deals closed during this time of social distancing, the title industry is here to provide protection today, tomorrow, and forever.



A Word About Title Language

The title industry has its own language. Many of its words and idioms are derived from the language of the law while others are common words given special meaning related to land titles. There are also words and phrases coined over the years by the title industry itself.



Orally, by word of mouth. For example, if a landowner gives another verbal permission to gather firewood from such land, or permission to hunt game thereon, such verbal permission would be called a parol license. Also, a witness who testifies by word of mouth in court is said to give parol testimony as contrasted to written evidence which may be introduced in the case, such as original deeds, wills, correspondence, or other documents.


A gift made orally, by word of mouth as contrasted to one made in writing.


In title industry parlance, a lawsuit between joint owners of real estate in which the court either divides the property between them or orders the property sold and divides the proceeds between them.


A wall built along the boundary line of adjoining properties and shared by the respective property owners or tenants.


A lease of property in which the rental is based upon the volume of sales made by the lessee on the leased property.


(1) The boundary lines enclosing a tract of land. (2) The length of the boundary lines enclosing a tract of land.


Temporary or movable property as distinguished from real estate.


Personal property.


One in a set of books in the public records in which maps, plats, and copies of surveys are recorded.


The inherent authority of a government to impose restrictions upon private property or private rights for the sake of public welfare, order, and security.


See Owner’s Policy and Mortgagee Policy.